Activity

When using a SMSF as an alternative to a managed super fund, you’ll soon start to see a range of benefits come to light as a result.

Taking

SMSF PROPERTY CAPITAL gives you the opportunity to make decisions about where your funds are invested. Whether it’s stocks, bonds, property or cash, you can choose exactly how much you invest in which option and when you want to move the investments if the market changes. It really does allow you to make the most of each and every situation that the finance market experiences.

Lower Payable Tax

Superannuation is charged a 15% tax on contributions, earnings and also at the final payment of the fund. Many people choose to make additional payment to their self because the tax on this is far lower than what is calculated on regular income. Over the life of the this can mean thousands of extra dollars are accumulated.

Protection

All self managed super funds are protected from bankruptcy and other legal claims, so if anything happens your retirement nest egg is safe.

Lower Fees

One of the greatest benefits of a SMSF is the lower fees it offers trustees. will charge their annual fees based on the balance of your super, so the more you have in the account, the more they will take as a result. These fees not only increase as your nest egg grows, but they are calculated on a percentage sliding scale. On the other hand, a self fee will only be a flat fee that will never increase as your super account grows.

Other Benefits

* Self managed super funds are allowed to control the timing and disposal of assets. This means if you obtain an asset today and it appreciates by a certain percentage by the time you retire, you can transfer it to your complying pension fund and you will pay no tax on the realised capital gain of the asset.